Call reports 2020
GUARANTY BANK AND TRUST COMPANY — 2020
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,078,692,000 | 1,211,905,000 | 1,199,137,000 | 1,225,079,000 |
| Total loans | 792,476,000 | 917,215,000 | 924,546,000 | 896,653,000 |
| Allowance for loan losses | 10,008,000 | 10,841,000 | 11,952,000 | 12,254,000 |
| Securities available for sale | 71,645,000 | 81,034,000 | 76,261,000 | 80,992,000 |
| Securities held to maturity | 94,456,000 | 114,386,000 | 107,628,000 | 124,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 952,158,000 | 1,042,989,000 | 1,039,489,000 | 1,090,380,000 |
| Interest-bearing deposits | 943,950,000 | 1,040,016,000 | 1,032,576,000 | 1,086,524,000 |
| Noninterest-bearing deposits | 8,208,000 | 2,973,000 | 6,913,000 | 3,856,000 |
| Equity capital | 112,978,000 | 118,438,000 | 115,333,000 | 117,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,356,000 | 25,156,000 | 37,910,000 | 51,773,000 |
| Interest expense | 2,145,000 | 3,920,000 | 5,477,000 | 6,727,000 |
| Net interest income | 10,211,000 | 21,236,000 | 32,433,000 | 45,046,000 |
| Noninterest income | 2,685,000 | 5,266,000 | 8,354,000 | 11,418,000 |
| Noninterest expense | 8,574,000 | 16,599,000 | 25,141,000 | 34,631,000 |
| Provision for loan losses | 868,000 | 1,636,000 | 2,742,000 | 3,260,000 |
| Pretax income | 3,454,000 | 8,301,000 | 13,078,000 | 18,744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,454,000 | 8,301,000 | 13,078,000 | 18,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,830,000 | 107,567,000 | 104,443,000 | 106,956,000 |