Call reports 2018
GUARANTY BANK AND TRUST COMPANY — 2018
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 804,178,000 | 815,035,000 | 823,981,000 | 831,011,000 |
| Total loans | 566,407,000 | 588,796,000 | 608,463,000 | 625,497,000 |
| Allowance for loan losses | 7,128,000 | 7,771,000 | 7,891,000 | 7,300,000 |
| Securities available for sale | 68,233,000 | 68,900,000 | 66,200,000 | 65,595,000 |
| Securities held to maturity | 62,522,000 | 60,713,000 | 61,499,000 | 60,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,644,000 | 696,357,000 | 675,200,000 | 687,150,000 |
| Interest-bearing deposits | 575,312,000 | 566,116,000 | 543,836,000 | 537,428,000 |
| Noninterest-bearing deposits | 140,332,000 | 130,241,000 | 131,364,000 | 149,722,000 |
| Equity capital | 76,899,000 | 78,043,000 | 80,207,000 | 83,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,504,000 | 17,656,000 | 27,100,000 | 37,175,000 |
| Interest expense | 1,004,000 | 2,149,000 | 3,588,000 | 5,178,000 |
| Net interest income | 7,500,000 | 15,507,000 | 23,512,000 | 31,997,000 |
| Noninterest income | 2,017,000 | 4,368,000 | 6,758,000 | 9,404,000 |
| Noninterest expense | 6,284,000 | 12,293,000 | 18,193,000 | 24,432,000 |
| Provision for loan losses | 404,000 | 1,535,000 | 2,191,000 | 2,662,000 |
| Pretax income | 2,830,000 | 6,048,000 | 9,887,000 | 14,627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,830,000 | 6,048,000 | 9,887,000 | 14,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,480,000 | 79,350,000 | 81,952,000 | 84,316,000 |
| Total capital | 84,608,000 | 87,121,000 | 89,843,000 | 91,616,000 |
| Risk-weighted assets | 658,886,000 | 665,120,000 | 665,216,000 | 666,304,000 |