Call reports 2017
GUARANTY BANK AND TRUST COMPANY — 2017
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 785,991,000 | 794,498,000 | 814,441,000 | 810,114,000 |
| Total loans | 484,688,000 | 552,324,000 | 573,273,000 | 578,973,000 |
| Allowance for loan losses | 6,796,000 | 7,029,000 | 7,218,000 | 6,701,000 |
| Securities available for sale | 85,386,000 | 81,645,000 | 79,921,000 | 72,591,000 |
| Securities held to maturity | 76,158,000 | 73,264,000 | 70,363,000 | 63,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,171,000 | 681,412,000 | 664,931,000 | 675,642,000 |
| Interest-bearing deposits | 562,779,000 | 554,834,000 | 537,725,000 | 524,290,000 |
| Noninterest-bearing deposits | 140,391,000 | 126,578,000 | 127,206,000 | 151,352,000 |
| Equity capital | 70,663,000 | 71,227,000 | 73,062,000 | 74,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,399,000 | 15,431,000 | 24,040,000 | 32,626,000 |
| Interest expense | 770,000 | 1,633,000 | 2,634,000 | 3,629,000 |
| Net interest income | 6,629,000 | 13,798,000 | 21,406,000 | 28,997,000 |
| Noninterest income | 1,941,000 | 4,119,000 | 6,349,000 | 8,712,000 |
| Noninterest expense | 6,024,000 | 12,052,000 | 18,051,000 | 24,130,000 |
| Provision for loan losses | 43,000 | 129,000 | 374,000 | 643,000 |
| Pretax income | 2,477,000 | 5,710,000 | 9,303,000 | 12,885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,477,000 | 5,710,000 | 9,303,000 | 12,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,474,000 | 72,188,000 | 74,034,000 | 74,652,000 |
| Total capital | 79,270,000 | 79,217,000 | 81,252,000 | 81,353,000 |
| Risk-weighted assets | 590,642,000 | 661,391,000 | 659,932,000 | 650,383,000 |