Call reports 2013
GUARANTY BANK AND TRUST COMPANY — 2013
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 610,105,000 | 589,180,000 | 582,302,000 | 586,512,000 |
| Total loans | 371,710,000 | 397,129,000 | 395,097,000 | 390,920,000 |
| Allowance for loan losses | 7,518,000 | 7,808,000 | 7,884,000 | 7,300,000 |
| Securities available for sale | 65,562,000 | 61,134,000 | 59,699,000 | 63,786,000 |
| Securities held to maturity | 61,073,000 | 76,958,000 | 73,735,000 | 72,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,136,000 | 498,354,000 | 495,257,000 | 508,242,000 |
| Interest-bearing deposits | 425,008,000 | 400,723,000 | 393,079,000 | 395,098,000 |
| Noninterest-bearing deposits | 109,128,000 | 97,631,000 | 102,178,000 | 113,143,000 |
| Equity capital | 65,415,000 | 64,742,000 | 66,404,000 | 67,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,179,000 | 12,499,000 | 19,040,000 | 25,391,000 |
| Interest expense | 672,000 | 1,309,000 | 1,887,000 | 2,436,000 |
| Net interest income | 5,507,000 | 11,190,000 | 17,153,000 | 22,955,000 |
| Noninterest income | 1,682,000 | 3,539,000 | 5,433,000 | 7,728,000 |
| Noninterest expense | 4,847,000 | 9,507,000 | 14,252,000 | 19,043,000 |
| Provision for loan losses | 236,000 | 496,000 | 700,000 | 798,000 |
| Pretax income | 2,106,000 | 4,726,000 | 7,634,000 | 10,845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,106,000 | 4,726,000 | 7,634,000 | 10,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,513,000 | 64,505,000 | 66,169,000 | 67,311,000 |
| Total capital | 69,887,000 | 70,205,000 | 71,800,000 | 72,639,000 |
| Risk-weighted assets | 427,745,000 | 453,900,000 | 448,199,000 | 424,284,000 |