Call reports 2011
GUARANTY BANK AND TRUST COMPANY — 2011
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 519,181,000 | 518,950,000 | 527,902,000 | 535,508,000 |
| Total loans | 331,147,000 | 344,832,000 | 349,482,000 | 354,246,000 |
| Allowance for loan losses | 5,496,000 | 5,733,000 | 5,884,000 | 6,293,000 |
| Securities available for sale | 64,736,000 | 63,260,000 | 58,248,000 | 61,587,000 |
| Securities held to maturity | 52,101,000 | 53,616,000 | 52,048,000 | 54,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,205,000 | 434,155,000 | 447,934,000 | 452,664,000 |
| Interest-bearing deposits | 380,701,000 | 367,226,000 | 366,344,000 | 364,641,000 |
| Noninterest-bearing deposits | 70,504,000 | 66,929,000 | 81,590,000 | 88,023,000 |
| Equity capital | 54,531,000 | 55,819,000 | 55,510,000 | 56,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,098,000 | 12,237,000 | 18,768,000 | 25,022,000 |
| Interest expense | 1,044,000 | 2,018,000 | 2,985,000 | 3,892,000 |
| Net interest income | 5,054,000 | 10,219,000 | 15,783,000 | 21,130,000 |
| Noninterest income | 1,599,000 | 3,142,000 | 4,963,000 | 7,157,000 |
| Noninterest expense | 4,530,000 | 9,135,000 | 13,750,000 | 18,679,000 |
| Provision for loan losses | 852,000 | 1,698,000 | 2,094,000 | 2,497,000 |
| Pretax income | 816,000 | 1,982,000 | 4,118,000 | 6,396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 816,000 | 1,982,000 | 4,118,000 | 6,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,446,000 | 54,679,000 | 56,334,000 | 57,728,000 |
| Total capital | 59,343,000 | 59,675,000 | 61,413,000 | 62,991,000 |
| Risk-weighted assets | 391,170,000 | 398,910,000 | 405,530,000 | 420,045,000 |