Call reports 2001
GUARANTY BANK AND TRUST COMPANY — 2001
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 215,440,000 | 210,667,000 | 220,591,000 | 227,440,000 |
| Total loans | 145,503,000 | 150,044,000 | 155,586,000 | 155,330,000 |
| Allowance for loan losses | 3,515,000 | 3,245,000 | 3,260,000 | 3,318,000 |
| Securities available for sale | 41,158,000 | 32,750,000 | 33,311,000 | 35,407,000 |
| Securities held to maturity | 10,681,000 | 10,026,000 | 13,712,000 | 22,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,584,000 | 183,540,000 | 185,940,000 | 190,947,000 |
| Interest-bearing deposits | 162,062,000 | 160,094,000 | 159,750,000 | 153,003,000 |
| Noninterest-bearing deposits | 26,522,000 | 23,446,000 | 26,190,000 | 37,944,000 |
| Equity capital | 16,983,000 | 16,970,000 | 22,877,000 | 23,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,355,000 | 8,673,000 | 12,965,000 | 16,839,000 |
| Interest expense | 2,008,000 | 3,998,000 | 5,801,000 | 7,522,000 |
| Net interest income | 2,347,000 | 4,675,000 | 7,164,000 | 9,317,000 |
| Noninterest income | 537,000 | 1,041,000 | 1,555,000 | 2,058,000 |
| Noninterest expense | 1,729,000 | 3,533,000 | 5,106,000 | 6,662,000 |
| Provision for loan losses | 204,000 | 409,000 | 614,000 | 649,000 |
| Pretax income | 974,000 | 1,797,000 | 3,022,000 | 4,087,000 |
| Income tax | 17,000 | -15,000 | -248,000 | -225,000 |
| Net income | 957,000 | 1,812,000 | 3,270,000 | 4,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,313,000 | 16,311,000 | 22,186,000 | 23,243,000 |
| Total capital | 18,291,000 | 18,277,000 | 24,381,000 | 25,454,000 |
| Risk-weighted assets | 156,717,000 | 156,007,000 | 174,531,000 | 175,755,000 |