Call reports 2025
HOMETRUST BANK — 2025
What HOMETRUST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,557,173,000 | 4,577,370,000 | 4,591,360,000 | 4,544,079,000 |
| Total loans | 3,801,948,000 | 3,842,892,000 | 3,840,573,000 | 3,783,847,000 |
| Allowance for loan losses | 44,742,000 | 44,139,000 | 43,086,000 | 41,479,000 |
| Securities available for sale | 150,577,000 | 143,942,000 | 145,682,000 | 142,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,740,581,000 | 3,673,416,000 | 3,711,342,000 | 3,718,371,000 |
| Interest-bearing deposits | 2,993,319,000 | 2,948,216,000 | 2,990,611,000 | 2,997,172,000 |
| Noninterest-bearing deposits | 747,262,000 | 725,200,000 | 720,731,000 | 721,199,000 |
| Equity capital | 564,497,000 | 575,353,000 | 585,814,000 | 595,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 63,672,000 | 127,350,000 | 192,781,000 | 256,284,000 |
| Interest expense | 20,548,000 | 39,782,000 | 59,608,000 | 78,689,000 |
| Net interest income | 43,124,000 | 87,568,000 | 133,173,000 | 177,595,000 |
| Noninterest income | 7,990,000 | 18,104,000 | 26,905,000 | 36,358,000 |
| Noninterest expense | 30,785,000 | 61,817,000 | 92,975,000 | 124,573,000 |
| Provision for loan losses | 800,000 | 2,185,000 | 3,940,000 | 5,465,000 |
| Pretax income | 18,789,000 | 41,012,000 | 62,245,000 | 82,442,000 |
| Income tax | 3,963,000 | 8,665,000 | 13,115,000 | 16,896,000 |
| Net income | 14,826,000 | 32,347,000 | 49,130,000 | 65,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 524,952,000 | 535,800,000 | 545,977,000 | 555,807,000 |
| Total capital | 573,581,000 | 583,744,000 | 593,128,000 | 601,906,000 |
| Risk-weighted assets | 4,044,292,000 | 4,114,418,000 | 4,098,445,000 | 4,053,935,000 |