Call reports 2024
HOMETRUST BANK — 2024
What HOMETRUST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,683,680,000 | 4,670,504,000 | 4,635,354,000 | 4,595,113,000 |
| Total loans | 3,871,614,000 | 3,928,045,000 | 3,891,581,000 | 3,854,461,000 |
| Allowance for loan losses | 47,502,000 | 49,223,000 | 48,131,000 | 45,285,000 |
| Securities available for sale | 120,807,000 | 134,135,000 | 140,552,000 | 152,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,800,109,000 | 3,708,389,000 | 3,762,758,000 | 3,780,293,000 |
| Interest-bearing deposits | 3,014,580,000 | 3,000,361,000 | 3,065,680,000 | 3,079,238,000 |
| Noninterest-bearing deposits | 785,529,000 | 708,028,000 | 697,078,000 | 701,055,000 |
| Equity capital | 531,453,000 | 538,220,000 | 547,231,000 | 553,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 63,393,000 | 128,844,000 | 195,529,000 | 261,764,000 |
| Interest expense | 21,536,000 | 44,254,000 | 68,393,000 | 91,148,000 |
| Net interest income | 41,857,000 | 84,590,000 | 127,136,000 | 170,616,000 |
| Noninterest income | 8,919,000 | 17,131,000 | 25,514,000 | 33,758,000 |
| Noninterest expense | 29,804,000 | 59,944,000 | 90,471,000 | 124,330,000 |
| Provision for loan losses | 1,145,000 | 5,445,000 | 8,435,000 | 7,460,000 |
| Pretax income | 19,807,000 | 36,352,000 | 53,779,000 | 72,499,000 |
| Income tax | 4,131,000 | 7,602,000 | 11,433,000 | 15,602,000 |
| Net income | 15,676,000 | 28,750,000 | 42,346,000 | 56,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 494,309,000 | 501,726,000 | 508,756,000 | 516,762,000 |
| Total capital | 541,005,000 | 550,103,000 | 556,026,000 | 561,306,000 |
| Risk-weighted assets | 4,075,927,000 | 4,148,936,000 | 4,104,985,000 | 4,056,178,000 |