Call reports 2023
HOMETRUST BANK — 2023
What HOMETRUST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,526,672,000 | 4,607,281,000 | 4,651,248,000 | 4,672,337,000 |
| Total loans | 3,739,713,000 | 3,827,473,000 | 3,865,364,000 | 3,841,814,000 |
| Allowance for loan losses | 47,503,000 | 47,193,000 | 47,417,000 | 48,641,000 |
| Securities available for sale | 154,718,000 | 151,926,000 | 134,348,000 | 126,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,679,085,000 | 3,602,156,000 | 3,642,160,000 | 3,662,682,000 |
| Interest-bearing deposits | 2,790,548,000 | 2,762,856,000 | 2,789,404,000 | 2,864,802,000 |
| Noninterest-bearing deposits | 888,537,000 | 839,300,000 | 852,756,000 | 797,880,000 |
| Equity capital | 478,574,000 | 493,289,000 | 506,131,000 | 520,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 50,704,000 | 109,872,000 | 171,775,000 | 234,631,000 |
| Interest expense | 8,916,000 | 23,521,000 | 42,561,000 | 62,813,000 |
| Net interest income | 41,788,000 | 86,351,000 | 129,214,000 | 171,818,000 |
| Noninterest income | 8,328,000 | 15,295,000 | 24,016,000 | 32,363,000 |
| Noninterest expense | 32,684,000 | 63,521,000 | 93,026,000 | 122,733,000 |
| Provision for loan losses | 8,360,000 | 9,270,000 | 12,120,000 | 16,170,000 |
| Pretax income | 8,672,000 | 28,960,000 | 48,469,000 | 66,353,000 |
| Income tax | 1,437,000 | 6,280,000 | 10,301,000 | 14,068,000 |
| Net income | 7,235,000 | 22,680,000 | 38,168,000 | 52,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 443,910,000 | 459,871,000 | 471,466,000 | 484,238,000 |
| Total capital | 483,931,000 | 499,431,000 | 514,858,000 | 528,214,000 |
| Risk-weighted assets | 4,063,013,000 | 4,128,685,000 | 4,130,202,000 | 4,094,415,000 |