Call reports 2022
HOMETRUST BANK — 2022
What HOMETRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,541,619,000 | 3,549,076,000 | 3,555,111,000 | 3,646,842,000 |
| Total loans | 2,784,801,000 | 2,848,602,000 | 2,944,035,000 | 3,058,918,000 |
| Allowance for loan losses | 31,033,000 | 34,690,000 | 38,301,000 | 38,859,000 |
| Securities available for sale | 419,232,000 | 321,405,000 | 247,037,000 | 147,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,061,675,000 | 3,107,512,000 | 3,109,636,000 | 3,053,751,000 |
| Interest-bearing deposits | 2,342,422,000 | 2,342,446,000 | 2,296,214,000 | 2,307,263,000 |
| Noninterest-bearing deposits | 719,253,000 | 765,066,000 | 813,422,000 | 746,488,000 |
| Equity capital | 386,771,000 | 374,648,000 | 382,724,000 | 397,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 28,232,000 | 58,399,000 | 94,365,000 | 135,807,000 |
| Interest expense | 1,190,000 | 2,492,000 | 3,936,000 | 7,830,000 |
| Net interest income | 27,042,000 | 55,907,000 | 90,429,000 | 127,977,000 |
| Noninterest income | 9,029,000 | 16,940,000 | 24,441,000 | 32,279,000 |
| Noninterest expense | 25,682,000 | 53,097,000 | 79,136,000 | 105,145,000 |
| Provision for loan losses | -640,000 | 2,302,000 | 5,996,000 | 8,421,000 |
| Pretax income | 10,434,000 | 18,277,000 | 30,274,000 | 48,132,000 |
| Income tax | 2,210,000 | 3,888,000 | 6,531,000 | 10,556,000 |
| Net income | 8,224,000 | 14,389,000 | 23,743,000 | 37,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,478,000 | 358,600,000 | 365,963,000 | 379,838,000 |
| Total capital | 388,548,000 | 381,765,000 | 396,921,000 | 411,169,000 |
| Risk-weighted assets | 3,478,574,000 | 3,463,207,000 | 3,445,024,000 | 3,458,049,000 |