Call reports 2021
HOMETRUST BANK — 2021
What HOMETRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,648,303,000 | 3,524,452,000 | 3,481,119,000 | 3,502,617,000 |
| Total loans | 2,776,861,000 | 2,826,807,000 | 2,824,803,000 | 2,798,143,000 |
| Allowance for loan losses | 36,059,000 | 35,468,000 | 34,406,000 | 30,933,000 |
| Securities available for sale | 400,862,000 | 346,055,000 | 321,228,000 | 376,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,918,695,000 | 2,966,814,000 | 2,993,737,000 | 3,004,063,000 |
| Interest-bearing deposits | 2,272,405,000 | 2,306,528,000 | 2,262,700,000 | 2,307,880,000 |
| Noninterest-bearing deposits | 646,290,000 | 660,286,000 | 731,037,000 | 696,183,000 |
| Equity capital | 390,458,000 | 378,967,000 | 383,797,000 | 389,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 29,355,000 | 58,204,000 | 87,550,000 | 116,080,000 |
| Interest expense | 3,666,000 | 6,513,000 | 8,150,000 | 9,510,000 |
| Net interest income | 25,689,000 | 51,691,000 | 79,400,000 | 106,570,000 |
| Noninterest income | 10,780,000 | 22,037,000 | 32,472,000 | 42,739,000 |
| Noninterest expense | 30,415,000 | 78,621,000 | 104,596,000 | 130,433,000 |
| Provision for loan losses | -3,970,000 | -4,870,000 | -6,205,000 | -8,645,000 |
| Pretax income | 10,154,000 | 162,000 | 13,791,000 | 27,891,000 |
| Income tax | 2,096,000 | -616,000 | 2,360,000 | 5,221,000 |
| Net income | 8,058,000 | 778,000 | 11,431,000 | 22,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 369,703,000 | 357,767,000 | 363,085,000 | 368,790,000 |
| Total capital | 393,275,000 | 380,855,000 | 385,283,000 | 390,588,000 |
| Risk-weighted assets | 3,312,696,000 | 3,331,916,000 | 3,339,070,000 | 3,411,884,000 |