Call reports 2020
HOMETRUST BANK — 2020
What HOMETRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,547,356,000 | 3,722,580,000 | 3,673,800,000 | 3,679,624,000 |
| Total loans | 2,702,206,000 | 2,846,295,000 | 2,894,381,000 | 2,797,063,000 |
| Allowance for loan losses | 26,847,000 | 28,072,000 | 43,132,000 | 39,844,000 |
| Securities available for sale | 440,575,000 | 432,504,000 | 301,027,000 | 337,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,556,739,000 | 2,790,177,000 | 2,745,889,000 | 2,749,924,000 |
| Interest-bearing deposits | 2,178,699,000 | 2,275,198,000 | 2,081,090,000 | 2,049,768,000 |
| Noninterest-bearing deposits | 378,040,000 | 514,979,000 | 664,799,000 | 700,156,000 |
| Equity capital | 394,939,000 | 396,667,000 | 389,553,000 | 391,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 33,065,000 | 64,174,000 | 94,660,000 | 124,854,000 |
| Interest expense | 7,771,000 | 14,200,000 | 19,180,000 | 23,257,000 |
| Net interest income | 25,294,000 | 49,974,000 | 75,480,000 | 101,597,000 |
| Noninterest income | 6,452,000 | 13,440,000 | 22,177,000 | 31,609,000 |
| Noninterest expense | 24,800,000 | 48,957,000 | 74,948,000 | 101,464,000 |
| Provision for loan losses | 5,400,000 | 8,104,000 | 9,054,000 | 5,704,000 |
| Pretax income | 1,546,000 | 6,353,000 | 13,655,000 | 25,858,000 |
| Income tax | 188,000 | 1,102,000 | 2,547,000 | 5,139,000 |
| Net income | 1,358,000 | 5,251,000 | 11,108,000 | 20,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 361,674,000 | 362,841,000 | 369,672,000 | 371,075,000 |
| Total capital | 388,976,000 | 391,368,000 | 398,386,000 | 397,564,000 |
| Risk-weighted assets | 3,258,569,000 | 3,324,612,000 | 3,246,077,000 | 3,240,450,000 |