Call reports 2019
HOMETRUST BANK — 2019
What HOMETRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,454,811,000 | 3,473,440,000 | 3,652,907,000 | 3,468,407,000 |
| Total loans | 2,673,945,000 | 2,722,122,000 | 2,797,103,000 | 2,671,983,000 |
| Allowance for loan losses | 24,411,000 | 21,425,000 | 21,311,000 | 22,027,000 |
| Securities available for sale | 386,016,000 | 363,232,000 | 420,016,000 | 399,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,331,602,000 | 2,343,883,000 | 2,515,930,000 | 2,571,445,000 |
| Interest-bearing deposits | 1,981,441,000 | 2,008,493,000 | 2,146,201,000 | 2,207,585,000 |
| Noninterest-bearing deposits | 350,161,000 | 335,390,000 | 369,729,000 | 363,860,000 |
| Equity capital | 380,627,000 | 389,926,000 | 391,462,000 | 401,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 34,694,000 | 70,523,000 | 106,790,000 | 142,711,000 |
| Interest expense | 8,191,000 | 17,167,000 | 26,385,000 | 35,290,000 |
| Net interest income | 26,503,000 | 53,356,000 | 80,405,000 | 107,421,000 |
| Noninterest income | 5,242,000 | 12,163,000 | 19,895,000 | 29,010,000 |
| Noninterest expense | 22,628,000 | 46,053,000 | 69,560,000 | 93,422,000 |
| Provision for loan losses | 5,559,000 | 5,959,000 | 5,959,000 | 6,359,000 |
| Pretax income | 3,558,000 | 13,507,000 | 24,781,000 | 36,650,000 |
| Income tax | 185,000 | 2,292,000 | 4,688,000 | 7,164,000 |
| Net income | 3,373,000 | 11,215,000 | 20,093,000 | 29,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 346,890,000 | 355,759,000 | 357,897,000 | 367,909,000 |
| Total capital | 371,756,000 | 377,639,000 | 379,663,000 | 390,391,000 |
| Risk-weighted assets | 3,041,813,000 | 3,070,072,000 | 3,211,446,000 | 3,175,044,000 |