Call reports 2018
HOMETRUST BANK — 2018
What HOMETRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,264,118,000 | 3,298,513,000 | 3,349,014,000 | 3,409,271,000 |
| Total loans | 2,446,870,000 | 2,527,885,000 | 2,594,499,000 | 2,642,954,000 |
| Allowance for loan losses | 21,340,000 | 20,996,000 | 20,867,000 | 21,354,000 |
| Securities available for sale | 400,343,000 | 383,999,000 | 386,928,000 | 389,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,209,557,000 | 2,229,639,000 | 2,233,243,000 | 2,273,517,000 |
| Interest-bearing deposits | 1,850,207,000 | 1,856,793,000 | 1,868,346,000 | 1,932,973,000 |
| Noninterest-bearing deposits | 359,350,000 | 372,846,000 | 364,897,000 | 340,544,000 |
| Equity capital | 365,124,000 | 372,206,000 | 380,247,000 | 389,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 29,203,000 | 59,830,000 | 92,063,000 | 126,420,000 |
| Interest expense | 4,084,000 | 9,235,000 | 15,291,000 | 22,635,000 |
| Net interest income | 25,119,000 | 50,595,000 | 76,772,000 | 103,785,000 |
| Noninterest income | 4,904,000 | 10,379,000 | 16,022,000 | 21,135,000 |
| Noninterest expense | 21,004,000 | 42,734,000 | 64,394,000 | 86,110,000 |
| Provision for loan losses | 0 | 68,000 | 68,000 | 68,000 |
| Pretax income | 9,019,000 | 18,172,000 | 28,332,000 | 38,742,000 |
| Income tax | 2,707,000 | 4,718,000 | 6,930,000 | 9,217,000 |
| Net income | 6,312,000 | 13,454,000 | 21,402,000 | 29,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 326,352,000 | 335,152,000 | 345,087,000 | 355,765,000 |
| Total capital | 348,147,000 | 356,603,000 | 366,409,000 | 377,574,000 |
| Risk-weighted assets | 2,796,636,000 | 2,864,205,000 | 2,943,889,000 | 3,000,836,000 |