Call reports 2016
HOMETRUST BANK — 2016
What HOMETRUST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,741,446,000 | 2,700,127,000 | 2,739,837,000 | 2,743,987,000 |
| Total loans | 1,808,880,000 | 1,830,677,000 | 1,884,216,000 | 1,954,587,000 |
| Allowance for loan losses | 21,484,000 | 21,218,000 | 20,765,000 | 20,800,000 |
| Securities available for sale | 495,312,000 | 430,447,000 | 414,320,000 | 360,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,850,092,000 | 1,821,137,000 | 1,812,404,000 | 1,801,056,000 |
| Interest-bearing deposits | 1,589,664,000 | 1,564,590,000 | 1,531,140,000 | 1,522,995,000 |
| Noninterest-bearing deposits | 260,428,000 | 256,547,000 | 281,264,000 | 278,061,000 |
| Equity capital | 322,760,000 | 326,648,000 | 330,410,000 | 321,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 21,656,000 | 43,926,000 | 66,613,000 | 88,589,000 |
| Interest expense | 1,631,000 | 3,294,000 | 5,000,000 | 6,699,000 |
| Net interest income | 20,025,000 | 40,632,000 | 61,613,000 | 81,890,000 |
| Noninterest income | 3,314,000 | 7,013,000 | 11,072,000 | 14,584,000 |
| Noninterest expense | 19,080,000 | 38,623,000 | 57,429,000 | 77,346,000 |
| Provision for loan losses | 0 | 235,000 | 145,000 | 145,000 |
| Pretax income | 4,259,000 | 8,787,000 | 15,111,000 | 18,983,000 |
| Income tax | 1,090,000 | 2,396,000 | 4,820,000 | 5,713,000 |
| Net income | 3,169,000 | 6,391,000 | 10,291,000 | 13,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 274,695,000 | 280,598,000 | 287,840,000 | 280,861,000 |
| Total capital | 296,634,000 | 302,271,000 | 309,060,000 | 302,116,000 |
| Risk-weighted assets | 2,215,737,000 | 2,191,865,000 | 2,155,704,000 | 2,202,977,000 |