Call reports 2015
HOMETRUST BANK — 2015
What HOMETRUST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,584,093,000 | 2,758,842,000 | 2,704,199,000 | 2,707,177,000 |
| Total loans | 1,629,349,000 | 1,679,938,000 | 1,734,799,000 | 1,742,370,000 |
| Allowance for loan losses | 22,589,000 | 22,245,000 | 21,985,000 | 21,890,000 |
| Securities available for sale | 330,401,000 | 513,694,000 | 492,576,000 | 501,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,951,918,000 | 1,899,722,000 | 1,843,100,000 | 1,840,855,000 |
| Interest-bearing deposits | 1,694,679,000 | 1,663,676,000 | 1,603,854,000 | 1,601,248,000 |
| Noninterest-bearing deposits | 257,239,000 | 236,046,000 | 239,246,000 | 239,607,000 |
| Equity capital | 318,824,000 | 320,860,000 | 324,444,000 | 326,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 21,354,000 | 43,399,000 | 65,274,000 | 86,721,000 |
| Interest expense | 1,404,000 | 2,868,000 | 4,361,000 | 5,831,000 |
| Net interest income | 19,950,000 | 40,531,000 | 60,913,000 | 80,890,000 |
| Noninterest income | 3,414,000 | 6,805,000 | 10,261,000 | 13,190,000 |
| Noninterest expense | 22,002,000 | 42,542,000 | 62,367,000 | 81,998,000 |
| Provision for loan losses | 790,000 | 1,190,000 | 1,190,000 | 1,230,000 |
| Pretax income | 572,000 | 3,604,000 | 7,617,000 | 10,852,000 |
| Income tax | 293,000 | 545,000 | 2,086,000 | 2,900,000 |
| Net income | 279,000 | 3,059,000 | 5,531,000 | 7,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 268,394,000 | 271,760,000 | 276,570,000 | 280,594,000 |
| Total capital | 291,364,000 | 294,425,000 | 299,010,000 | 302,939,000 |
| Risk-weighted assets | 1,843,337,000 | 2,033,500,000 | 2,099,175,000 | 2,154,717,000 |