Call reports 2014
HOMETRUST BANK — 2014
What HOMETRUST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,604,268,000 | 2,047,849,000 | 2,188,205,000 | 2,615,026,000 |
| Total loans | 1,152,140,000 | 1,483,542,000 | 1,595,477,000 | 1,636,767,000 |
| Allowance for loan losses | 25,071,000 | 23,230,000 | 22,868,000 | 23,255,000 |
| Securities available for sale | 89,882,000 | 168,749,000 | 176,237,000 | 323,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,261,853,000 | 1,595,060,000 | 1,697,114,000 | 1,978,566,000 |
| Interest-bearing deposits | 1,142,571,000 | 1,500,884,000 | 1,500,465,000 | 1,733,358,000 |
| Noninterest-bearing deposits | 119,282,000 | 94,176,000 | 196,649,000 | 245,208,000 |
| Equity capital | 276,007,000 | 337,561,000 | 314,761,000 | 317,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 14,097,000 | 29,630,000 | 49,278,000 | 70,645,000 |
| Interest expense | 1,307,000 | 2,620,000 | 3,943,000 | 5,368,000 |
| Net interest income | 12,790,000 | 27,010,000 | 45,335,000 | 65,277,000 |
| Noninterest income | 2,090,000 | 4,275,000 | 6,717,000 | 9,744,000 |
| Noninterest expense | 13,169,000 | 29,524,000 | 47,642,000 | 67,857,000 |
| Provision for loan losses | -1,800,000 | -3,300,000 | -3,550,000 | -3,315,000 |
| Pretax income | 3,521,000 | 5,071,000 | 7,970,000 | 10,551,000 |
| Income tax | 940,000 | 1,214,000 | 2,080,000 | 2,905,000 |
| Net income | 2,581,000 | 3,857,000 | 5,890,000 | 7,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,003,000 | 264,041,000 | 236,366,000 | 231,928,000 |
| Total capital | 239,546,000 | 282,160,000 | 255,874,000 | 253,909,000 |
| Risk-weighted assets | 1,071,605,000 | 1,443,758,000 | 1,556,892,000 | 1,756,866,000 |