Call reports 2013
HOMETRUST BANK — 2013
What HOMETRUST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,555,304,000 | 1,546,134,000 | 1,636,666,000 | 1,597,558,000 |
| Total loans | 1,153,426,000 | 1,151,006,000 | 1,180,326,000 | 1,159,313,000 |
| Allowance for loan losses | 32,914,000 | 31,849,000 | 29,024,000 | 26,833,000 |
| Securities available for sale | 47,849,000 | 44,743,000 | 107,857,000 | 97,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,217,842,000 | 1,204,570,000 | 1,281,512,000 | 1,239,459,000 |
| Interest-bearing deposits | 1,101,363,000 | 1,098,254,000 | 1,183,977,000 | 1,142,747,000 |
| Noninterest-bearing deposits | 116,479,000 | 106,316,000 | 97,535,000 | 96,712,000 |
| Equity capital | 273,727,000 | 276,669,000 | 289,688,000 | 292,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,378,000 | 28,601,000 | 43,181,000 | 58,071,000 |
| Interest expense | 1,708,000 | 3,265,000 | 4,871,000 | 6,314,000 |
| Net interest income | 12,670,000 | 25,336,000 | 38,310,000 | 51,757,000 |
| Noninterest income | 2,709,000 | 5,528,000 | 8,148,000 | 10,227,000 |
| Noninterest expense | 11,774,000 | 24,459,000 | 36,506,000 | 49,379,000 |
| Provision for loan losses | -250,000 | -1,450,000 | -3,750,000 | -4,093,000 |
| Pretax income | 3,855,000 | 7,855,000 | 13,702,000 | 16,698,000 |
| Income tax | 464,000 | 1,537,000 | 4,187,000 | 4,793,000 |
| Net income | 3,391,000 | 6,318,000 | 9,515,000 | 11,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,865,000 | 228,454,000 | 238,375,000 | 241,255,000 |
| Total capital | 237,199,000 | 241,736,000 | 252,333,000 | 254,934,000 |
| Risk-weighted assets | 1,046,874,000 | 1,043,666,000 | 1,101,297,000 | 1,080,900,000 |