Call reports 2012
HOMETRUST BANK — 2012
What HOMETRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,564,351,000 | 1,720,056,000 | 1,558,717,000 | 1,544,682,000 |
| Total loans | 1,269,079,000 | 1,239,832,000 | 1,192,065,000 | 1,164,843,000 |
| Allowance for loan losses | 36,121,000 | 35,100,000 | 35,845,000 | 34,192,000 |
| Securities available for sale | 32,291,000 | 31,335,000 | 46,534,000 | 59,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,256,744,000 | 1,472,363,000 | 1,214,145,000 | 1,205,888,000 |
| Interest-bearing deposits | 1,200,413,000 | 1,412,449,000 | 1,101,906,000 | 1,093,282,000 |
| Noninterest-bearing deposits | 56,331,000 | 59,914,000 | 112,239,000 | 112,606,000 |
| Equity capital | 171,002,000 | 172,486,000 | 267,594,000 | 270,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,648,000 | 33,035,000 | 48,426,000 | 63,448,000 |
| Interest expense | 2,741,000 | 5,269,000 | 7,533,000 | 9,499,000 |
| Net interest income | 13,907,000 | 27,766,000 | 40,893,000 | 53,949,000 |
| Noninterest income | 3,769,000 | 6,371,000 | 8,988,000 | 11,916,000 |
| Noninterest expense | 11,459,000 | 24,687,000 | 37,814,000 | 51,081,000 |
| Provision for loan losses | 4,500,000 | 6,500,000 | 8,000,000 | 7,750,000 |
| Pretax income | 1,717,000 | 2,950,000 | 4,067,000 | 7,034,000 |
| Income tax | -299,000 | -450,000 | -637,000 | -171,000 |
| Net income | 2,016,000 | 3,400,000 | 4,704,000 | 7,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,887,000 | 122,273,000 | 217,081,000 | 220,149,000 |
| Total capital | 135,153,000 | 136,216,000 | 230,566,000 | 233,705,000 |
| Risk-weighted assets | 1,119,061,000 | 1,093,901,000 | 1,056,059,000 | 1,063,497,000 |