Call reports 2025
COMMUNITY NEIGHBOR BANK — 2025
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 169,507,000 | 173,808,000 | 170,789,000 | 190,384,000 |
| Total loans | 90,460,000 | 94,717,000 | 96,847,000 | 97,389,000 |
| Allowance for loan losses | 1,357,000 | 1,434,000 | 1,484,000 | 1,511,000 |
| Securities available for sale | 35,616,000 | 37,249,000 | 43,754,000 | 36,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,477,000 | 154,061,000 | 150,251,000 | 170,105,000 |
| Interest-bearing deposits | 109,144,000 | 111,867,000 | 108,679,000 | 124,478,000 |
| Noninterest-bearing deposits | 41,333,000 | 42,194,000 | 41,572,000 | 45,627,000 |
| Equity capital | 18,789,000 | 19,473,000 | 20,188,000 | 20,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,469,000 | 5,042,000 | 7,612,000 | 10,233,000 |
| Interest expense | 646,000 | 1,278,000 | 1,917,000 | 2,548,000 |
| Net interest income | 1,823,000 | 3,764,000 | 5,695,000 | 7,685,000 |
| Noninterest income | 237,000 | 497,000 | 728,000 | 897,000 |
| Noninterest expense | 1,296,000 | 2,661,000 | 4,003,000 | 5,325,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 689,000 | 1,450,000 | 2,195,000 | 2,957,000 |
| Income tax | 156,000 | 335,000 | 499,000 | 671,000 |
| Net income | 533,000 | 1,115,000 | 1,696,000 | 2,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,331,000 | 19,913,000 | 20,492,000 | 20,283,000 |