Call reports 2024
COMMUNITY NEIGHBOR BANK — 2024
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 157,862,000 | 169,837,000 | 163,755,000 | 167,229,000 |
| Total loans | 88,238,000 | 90,526,000 | 87,800,000 | 88,789,000 |
| Allowance for loan losses | 1,298,000 | 1,347,000 | 1,367,000 | 1,315,000 |
| Securities available for sale | 31,528,000 | 38,875,000 | 44,602,000 | 41,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,957,000 | 151,990,000 | 144,633,000 | 148,959,000 |
| Interest-bearing deposits | 89,726,000 | 112,319,000 | 106,587,000 | 108,332,000 |
| Noninterest-bearing deposits | 40,231,000 | 39,671,000 | 38,046,000 | 40,627,000 |
| Equity capital | 17,139,000 | 17,610,000 | 18,574,000 | 18,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,224,000 | 4,593,000 | 7,043,000 | 9,412,000 |
| Interest expense | 607,000 | 1,312,000 | 2,033,000 | 2,689,000 |
| Net interest income | 1,617,000 | 3,281,000 | 5,010,000 | 6,723,000 |
| Noninterest income | 222,000 | 476,000 | 736,000 | 929,000 |
| Noninterest expense | 1,228,000 | 2,525,000 | 3,844,000 | 5,045,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 536,000 | 1,082,000 | 1,677,000 | 2,307,000 |
| Income tax | 117,000 | 236,000 | 366,000 | 494,000 |
| Net income | 419,000 | 846,000 | 1,311,000 | 1,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,203,000 | 18,630,000 | 19,095,000 | 18,797,000 |