Call reports 2023
COMMUNITY NEIGHBOR BANK — 2023
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 144,124,000 | 157,319,000 | 156,433,000 | 157,067,000 |
| Total loans | 80,182,000 | 83,745,000 | 85,084,000 | 88,111,000 |
| Allowance for loan losses | 1,133,000 | 1,177,000 | 1,154,000 | 1,251,000 |
| Securities available for sale | 36,810,000 | 35,866,000 | 34,817,000 | 34,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,794,000 | 125,710,000 | 124,238,000 | 124,583,000 |
| Interest-bearing deposits | 84,968,000 | 84,365,000 | 82,070,000 | 83,334,000 |
| Noninterest-bearing deposits | 42,826,000 | 41,345,000 | 42,168,000 | 41,249,000 |
| Equity capital | 16,006,000 | 16,263,000 | 16,526,000 | 16,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,490,000 | 5,585,000 | 7,763,000 |
| Interest expense | 172,000 | 528,000 | 1,036,000 | 1,600,000 |
| Net interest income | 1,455,000 | 2,962,000 | 4,549,000 | 6,163,000 |
| Noninterest income | 212,000 | 441,000 | 648,000 | 878,000 |
| Noninterest expense | 1,187,000 | 2,345,000 | 3,629,000 | 4,761,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 250,000 |
| Pretax income | 480,000 | 958,000 | 1,468,000 | 2,030,000 |
| Income tax | 104,000 | 207,000 | 324,000 | 447,000 |
| Net income | 376,000 | 751,000 | 1,144,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,327,000 | 17,702,000 | 18,095,000 | 17,784,000 |