Call reports 2022
COMMUNITY NEIGHBOR BANK — 2022
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 136,341,000 | 139,716,000 | 144,277,000 | 142,601,000 |
| Total loans | 69,265,000 | 72,134,000 | 73,821,000 | 73,831,000 |
| Allowance for loan losses | 1,124,000 | 1,076,000 | 1,066,000 | 1,113,000 |
| Securities available for sale | 31,517,000 | 35,745,000 | 37,880,000 | 40,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,815,000 | 124,157,000 | 128,765,000 | 127,162,000 |
| Interest-bearing deposits | 74,220,000 | 76,771,000 | 79,584,000 | 80,251,000 |
| Noninterest-bearing deposits | 46,595,000 | 47,386,000 | 49,181,000 | 46,911,000 |
| Equity capital | 15,384,000 | 15,344,000 | 15,148,000 | 15,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,577,000 | 4,077,000 | 5,634,000 |
| Interest expense | 55,000 | 112,000 | 176,000 | 260,000 |
| Net interest income | 1,181,000 | 2,465,000 | 3,901,000 | 5,374,000 |
| Noninterest income | 330,000 | 586,000 | 828,000 | 1,059,000 |
| Noninterest expense | 1,083,000 | 2,191,000 | 3,295,000 | 4,426,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 428,000 | 860,000 | 1,434,000 | 1,957,000 |
| Income tax | 93,000 | 185,000 | 311,000 | 430,000 |
| Net income | 335,000 | 675,000 | 1,123,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,258,000 | 16,598,000 | 17,045,000 | 16,951,000 |