Call reports 2021
COMMUNITY NEIGHBOR BANK — 2021
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 129,562,000 | 132,546,000 | 134,274,000 | 136,596,000 |
| Total loans | 72,765,000 | 71,943,000 | 69,742,000 | 68,605,000 |
| Allowance for loan losses | 1,247,000 | 1,129,000 | 1,157,000 | 1,123,000 |
| Securities available for sale | 11,370,000 | 14,714,000 | 13,632,000 | 17,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,542,000 | 116,242,000 | 117,549,000 | 120,606,000 |
| Interest-bearing deposits | 67,476,000 | 70,154,000 | 70,441,000 | 73,442,000 |
| Noninterest-bearing deposits | 46,066,000 | 46,088,000 | 47,108,000 | 47,164,000 |
| Equity capital | 15,807,000 | 16,108,000 | 16,467,000 | 15,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,532,000 | 3,903,000 | 5,218,000 |
| Interest expense | 75,000 | 139,000 | 200,000 | 258,000 |
| Net interest income | 1,162,000 | 2,393,000 | 3,703,000 | 4,960,000 |
| Noninterest income | 258,000 | 538,000 | 755,000 | 913,000 |
| Noninterest expense | 987,000 | 2,127,000 | 3,142,000 | 4,249,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 433,000 | 804,000 | 1,276,000 | 1,584,000 |
| Income tax | 98,000 | 173,000 | 282,000 | 341,000 |
| Net income | 335,000 | 631,000 | 994,000 | 1,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,745,000 | 16,041,000 | 16,403,000 | 15,922,000 |