Call reports 2020
COMMUNITY NEIGHBOR BANK — 2020
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 106,604,000 | 119,042,000 | 123,286,000 | 122,045,000 |
| Total loans | 67,442,000 | 74,149,000 | 74,342,000 | 71,598,000 |
| Allowance for loan losses | 1,254,000 | 1,206,000 | 1,175,000 | 1,241,000 |
| Securities available for sale | 10,545,000 | 9,583,000 | 9,858,000 | 9,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,879,000 | 103,055,000 | 105,572,000 | 106,437,000 |
| Interest-bearing deposits | 61,341,000 | 62,245,000 | 63,322,000 | 64,306,000 |
| Noninterest-bearing deposits | 29,538,000 | 40,810,000 | 42,250,000 | 42,131,000 |
| Equity capital | 15,489,000 | 15,771,000 | 16,161,000 | 15,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,497,000 | 3,735,000 | 5,057,000 |
| Interest expense | 147,000 | 270,000 | 381,000 | 472,000 |
| Net interest income | 1,136,000 | 2,227,000 | 3,354,000 | 4,585,000 |
| Noninterest income | 243,000 | 489,000 | 714,000 | 930,000 |
| Noninterest expense | 1,006,000 | 1,990,000 | 3,005,000 | 3,972,000 |
| Provision for loan losses | 100,000 | 150,000 | 150,000 | 200,000 |
| Pretax income | 273,000 | 576,000 | 913,000 | 1,343,000 |
| Income tax | 76,000 | 209,000 | 186,000 | 272,000 |
| Net income | 197,000 | 367,000 | 727,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,535,000 | 15,705,000 | 16,065,000 | 15,410,000 |