Call reports 2019
COMMUNITY NEIGHBOR BANK — 2019
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 107,069,000 | 105,413,000 | 103,483,000 | 104,096,000 |
| Total loans | 63,384,000 | 65,259,000 | 64,814,000 | 66,544,000 |
| Allowance for loan losses | 1,141,000 | 1,141,000 | 1,130,000 | 1,184,000 |
| Securities available for sale | 14,385,000 | 12,786,000 | 11,991,000 | 10,617,000 |
| Securities held to maturity | 4,993,000 | 4,995,000 | 4,997,000 | 4,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,270,000 | 89,121,000 | 86,699,000 | 88,593,000 |
| Interest-bearing deposits | 62,092,000 | 61,020,000 | 59,914,000 | 60,471,000 |
| Noninterest-bearing deposits | 29,178,000 | 28,101,000 | 26,785,000 | 28,122,000 |
| Equity capital | 15,594,000 | 16,056,000 | 16,443,000 | 15,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,566,000 | 3,922,000 | 5,250,000 |
| Interest expense | 125,000 | 264,000 | 409,000 | 562,000 |
| Net interest income | 1,147,000 | 2,302,000 | 3,513,000 | 4,688,000 |
| Noninterest income | 248,000 | 520,000 | 798,000 | 1,058,000 |
| Noninterest expense | 930,000 | 1,838,000 | 2,845,000 | 3,847,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 465,000 | 984,000 | 1,466,000 | 1,849,000 |
| Income tax | 96,000 | 211,000 | 313,000 | 393,000 |
| Net income | 369,000 | 773,000 | 1,153,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,652,000 | 16,055,000 | 16,436,000 | 15,338,000 |
| Total capital | 16,535,000 | 16,951,000 | 17,326,000 | 16,247,000 |
| Risk-weighted assets | 70,456,000 | 71,444,000 | 71,028,000 | 72,462,000 |