Call reports 2018
COMMUNITY NEIGHBOR BANK — 2018
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 109,962,000 | 105,871,000 | 105,916,000 | 103,640,000 |
| Total loans | 62,556,000 | 61,068,000 | 61,183,000 | 62,206,000 |
| Allowance for loan losses | 1,209,000 | 1,245,000 | 1,197,000 | 1,200,000 |
| Securities available for sale | 17,041,000 | 16,661,000 | 15,802,000 | 15,348,000 |
| Securities held to maturity | 4,985,000 | 4,987,000 | 4,989,000 | 4,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,537,000 | 90,136,000 | 89,799,000 | 88,320,000 |
| Interest-bearing deposits | 64,162,000 | 63,072,000 | 63,057,000 | 61,993,000 |
| Noninterest-bearing deposits | 30,375,000 | 27,064,000 | 26,742,000 | 26,327,000 |
| Equity capital | 15,116,000 | 15,504,000 | 15,820,000 | 15,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,397,000 | 3,618,000 | 4,838,000 |
| Interest expense | 70,000 | 140,000 | 232,000 | 341,000 |
| Net interest income | 1,125,000 | 2,257,000 | 3,386,000 | 4,497,000 |
| Noninterest income | 277,000 | 529,000 | 800,000 | 1,063,000 |
| Noninterest expense | 947,000 | 1,843,000 | 2,827,000 | 3,811,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 455,000 | 893,000 | 1,309,000 | 1,699,000 |
| Income tax | 120,000 | 188,000 | 262,000 | 305,000 |
| Net income | 335,000 | 705,000 | 1,047,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,304,000 | 15,694,000 | 16,035,000 | 15,283,000 |
| Total capital | 16,181,000 | 16,558,000 | 16,906,000 | 16,152,000 |
| Risk-weighted assets | 69,855,000 | 68,767,000 | 69,361,000 | 69,266,000 |