Call reports 2017
COMMUNITY NEIGHBOR BANK — 2017
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 109,610,000 | 108,448,000 | 108,665,000 | 109,555,000 |
| Total loans | 63,869,000 | 62,857,000 | 58,839,000 | 60,384,000 |
| Allowance for loan losses | 1,118,000 | 1,041,000 | 1,030,000 | 1,192,000 |
| Securities available for sale | 14,105,000 | 18,081,000 | 17,195,000 | 17,685,000 |
| Securities held to maturity | 4,976,000 | 4,979,000 | 4,980,000 | 4,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,163,000 | 92,812,000 | 92,723,000 | 94,529,000 |
| Interest-bearing deposits | 66,683,000 | 66,451,000 | 65,152,000 | 65,636,000 |
| Noninterest-bearing deposits | 27,480,000 | 26,361,000 | 27,571,000 | 28,893,000 |
| Equity capital | 15,146,000 | 15,458,000 | 15,687,000 | 14,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,281,000 | 3,456,000 | 4,612,000 |
| Interest expense | 68,000 | 139,000 | 210,000 | 281,000 |
| Net interest income | 1,050,000 | 2,142,000 | 3,246,000 | 4,331,000 |
| Noninterest income | 252,000 | 510,000 | 751,000 | 1,007,000 |
| Noninterest expense | 964,000 | 1,865,000 | 2,851,000 | 3,826,000 |
| Provision for loan losses | 0 | -5,000 | -5,000 | -5,000 |
| Pretax income | 338,000 | 792,000 | 1,151,000 | 1,517,000 |
| Income tax | 110,000 | 265,000 | 395,000 | 558,000 |
| Net income | 228,000 | 527,000 | 756,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,188,000 | 15,486,000 | 15,715,000 | 14,968,000 |
| Total capital | 16,071,000 | 16,374,000 | 16,556,000 | 15,816,000 |
| Risk-weighted assets | 70,439,000 | 70,911,000 | 67,165,000 | 67,563,000 |