Call reports 2014
COMMUNITY NEIGHBOR BANK — 2014
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 110,168,000 | 109,524,000 | 105,840,000 | 110,164,000 |
| Total loans | 63,216,000 | 62,221,000 | 61,414,000 | 60,578,000 |
| Allowance for loan losses | 1,205,000 | 1,221,000 | 1,238,000 | 1,200,000 |
| Securities available for sale | 8,118,000 | 8,374,000 | 8,484,000 | 11,701,000 |
| Securities held to maturity | 4,951,000 | 4,954,000 | 4,956,000 | 4,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,321,000 | 91,664,000 | 87,727,000 | 92,651,000 |
| Interest-bearing deposits | 68,374,000 | 68,383,000 | 65,295,000 | 67,190,000 |
| Noninterest-bearing deposits | 23,947,000 | 23,281,000 | 22,432,000 | 25,461,000 |
| Equity capital | 15,108,000 | 15,203,000 | 15,418,000 | 14,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,272,000 | 3,379,000 | 4,491,000 |
| Interest expense | 102,000 | 202,000 | 299,000 | 394,000 |
| Net interest income | 1,045,000 | 2,070,000 | 3,080,000 | 4,097,000 |
| Noninterest income | 162,000 | 268,000 | 490,000 | 675,000 |
| Noninterest expense | 846,000 | 1,782,000 | 2,715,000 | 3,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 361,000 | 556,000 | 855,000 | 1,205,000 |
| Income tax | 100,000 | 205,000 | 287,000 | 354,000 |
| Net income | 261,000 | 351,000 | 568,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,087,000 | 15,177,000 | 15,395,000 | 14,878,000 |
| Total capital | 15,848,000 | 15,974,000 | 16,178,000 | 15,666,000 |
| Risk-weighted assets | 60,427,000 | 63,333,000 | 62,192,000 | 62,591,000 |