Call reports 2013
COMMUNITY NEIGHBOR BANK — 2013
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,746,000 | 109,670,000 | 108,305,000 | 108,922,000 |
| Total loans | 64,198,000 | 64,266,000 | 63,661,000 | 62,295,000 |
| Allowance for loan losses | 1,052,000 | 1,053,000 | 1,011,000 | 1,047,000 |
| Securities available for sale | 6,480,000 | 6,919,000 | 6,277,000 | 7,455,000 |
| Securities held to maturity | 4,943,000 | 4,946,000 | 4,947,000 | 4,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,372,000 | 92,117,000 | 90,474,000 | 91,401,000 |
| Interest-bearing deposits | 70,764,000 | 70,753,000 | 69,334,000 | 69,169,000 |
| Noninterest-bearing deposits | 21,608,000 | 21,364,000 | 21,140,000 | 22,232,000 |
| Equity capital | 14,664,000 | 14,846,000 | 15,074,000 | 14,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,375,000 | 3,530,000 | 4,666,000 |
| Interest expense | 128,000 | 246,000 | 360,000 | 467,000 |
| Net interest income | 1,050,000 | 2,129,000 | 3,170,000 | 4,199,000 |
| Noninterest income | 185,000 | 404,000 | 566,000 | 703,000 |
| Noninterest expense | 879,000 | 1,787,000 | 2,658,000 | 3,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 356,000 | 746,000 | 1,078,000 | 1,327,000 |
| Income tax | 75,000 | 237,000 | 341,000 | 405,000 |
| Net income | 281,000 | 509,000 | 737,000 | 922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,586,000 | 14,813,000 | 15,041,000 | 14,826,000 |
| Total capital | 15,341,000 | 15,569,000 | 15,808,000 | 15,578,000 |
| Risk-weighted assets | 60,130,000 | 60,218,000 | 61,127,000 | 59,841,000 |