Call reports 2011
COMMUNITY NEIGHBOR BANK — 2011
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,552,000 | 114,019,000 | 113,071,000 | 111,778,000 |
| Total loans | 72,855,000 | 70,867,000 | 69,723,000 | 70,008,000 |
| Allowance for loan losses | 1,342,000 | 1,272,000 | 1,213,000 | 1,045,000 |
| Securities available for sale | 11,547,000 | 11,428,000 | 9,768,000 | 8,906,000 |
| Securities held to maturity | 4,927,000 | 4,929,000 | 4,931,000 | 4,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,879,000 | 97,253,000 | 96,029,000 | 94,968,000 |
| Interest-bearing deposits | 82,802,000 | 80,971,000 | 79,127,000 | 76,494,000 |
| Noninterest-bearing deposits | 16,077,000 | 16,282,000 | 16,902,000 | 18,474,000 |
| Equity capital | 13,654,000 | 13,814,000 | 14,209,000 | 14,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,943,000 | 4,383,000 | 5,731,000 |
| Interest expense | 297,000 | 573,000 | 823,000 | 1,033,000 |
| Net interest income | 1,177,000 | 2,370,000 | 3,560,000 | 4,698,000 |
| Noninterest income | 178,000 | 296,000 | 475,000 | 673,000 |
| Noninterest expense | 846,000 | 1,801,000 | 2,650,000 | 3,559,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 409,000 | 665,000 | 1,185,000 | 1,612,000 |
| Income tax | 183,000 | 290,000 | 404,000 | 559,000 |
| Net income | 226,000 | 375,000 | 781,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,479,000 | 13,629,000 | 14,034,000 | 14,007,000 |
| Total capital | 14,390,000 | 14,520,000 | 14,900,000 | 14,865,000 |
| Risk-weighted assets | 72,416,000 | 70,906,000 | 69,510,000 | 68,471,000 |