Call reports 2010
COMMUNITY NEIGHBOR BANK — 2010
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,661,000 | 118,653,000 | 116,053,000 | 113,064,000 |
| Total loans | 80,949,000 | 79,938,000 | 77,265,000 | 74,925,000 |
| Allowance for loan losses | 1,563,000 | 1,634,000 | 1,404,000 | 1,357,000 |
| Securities available for sale | 15,704,000 | 14,578,000 | 11,804,000 | 11,831,000 |
| Securities held to maturity | 0 | 4,921,000 | 4,923,000 | 4,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,982,000 | 101,941,000 | 99,502,000 | 96,298,000 |
| Interest-bearing deposits | 90,757,000 | 87,232,000 | 84,521,000 | 79,974,000 |
| Noninterest-bearing deposits | 15,225,000 | 14,709,000 | 14,981,000 | 16,324,000 |
| Equity capital | 13,091,000 | 13,097,000 | 13,180,000 | 13,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,659,000 | 3,338,000 | 4,970,000 | 6,500,000 |
| Interest expense | 450,000 | 854,000 | 1,232,000 | 1,564,000 |
| Net interest income | 1,209,000 | 2,484,000 | 3,738,000 | 4,936,000 |
| Noninterest income | 228,000 | 433,000 | 654,000 | 843,000 |
| Noninterest expense | 875,000 | 1,798,000 | 2,649,000 | 3,554,000 |
| Provision for loan losses | 200,000 | 290,000 | 490,000 | 490,000 |
| Pretax income | 362,000 | 809,000 | 1,233,000 | 1,715,000 |
| Income tax | 117,000 | 366,000 | 537,000 | 506,000 |
| Net income | 245,000 | 443,000 | 696,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,740,000 | 12,788,000 | 12,891,000 | 13,404,000 |
| Total capital | 13,774,000 | 13,804,000 | 13,869,000 | 14,328,000 |
| Risk-weighted assets | 82,201,000 | 80,656,000 | 77,827,000 | 73,523,000 |