Call reports 2005

COMMUNITY NEIGHBOR BANK — 2005

Name: COMMUNITY NEIGHBOR BANK — FFIEC call report 2005
Creator: COMMUNITY NEIGHBOR BANK

What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ac7c363d-ed3a-4acb-83dd-73fd4b992a2a/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	89,496,000	90,284,000	98,006,000	103,102,000
Total loans	65,468,000	68,480,000	73,896,000	76,825,000
Allowance for loan losses	831,000	894,000	993,000	1,004,000
Securities available for sale	7,562,000	8,949,000	9,544,000	11,210,000
Securities held to maturity	1,804,000	801,000	300,000	0
Trading assets	0	0	0	0
Total deposits	75,629,000	75,857,000	81,008,000	86,448,000
Interest-bearing deposits	63,107,000	63,122,000	66,925,000	71,583,000
Noninterest-bearing deposits	12,522,000	12,735,000	14,083,000	14,865,000
Equity capital	8,899,000	9,316,000	9,555,000	9,870,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,384,000	2,834,000	4,418,000	6,123,000
Interest expense	402,000	830,000	1,297,000	1,870,000
Net interest income	982,000	2,004,000	3,121,000	4,253,000
Noninterest income	153,000	592,000	754,000	922,000
Noninterest expense	656,000	1,339,000	2,079,000	2,881,000
Provision for loan losses	48,000	164,000	334,000	434,000
Pretax income	431,000	1,093,000	1,462,000	1,860,000
Income tax	153,000	408,000	529,000	608,000
Net income	278,000	685,000	933,000	1,252,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	8,944,000	9,351,000	9,599,000	9,918,000
Total capital	9,775,000	10,218,000	10,535,000	10,890,000
Risk-weighted assets	66,705,000	69,314,000	74,848,000	77,723,000