Call reports 2003

COMMUNITY NEIGHBOR BANK — 2003

Name: COMMUNITY NEIGHBOR BANK — FFIEC call report 2003
Creator: COMMUNITY NEIGHBOR BANK

What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ac7c363d-ed3a-4acb-83dd-73fd4b992a2a/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	71,403,000	72,802,000	73,365,000	71,268,000
Total loans	42,581,000	42,897,000	44,275,000	47,007,000
Allowance for loan losses	554,000	530,000	562,000	599,000
Securities available for sale	13,738,000	14,085,000	13,052,000	11,073,000
Securities held to maturity	3,342,000	3,039,000	3,033,000	2,527,000
Trading assets	0	0	0	0
Total deposits	56,849,000	57,916,000	58,659,000	57,004,000
Interest-bearing deposits	49,815,000	50,315,000	50,239,000	48,021,000
Noninterest-bearing deposits	7,034,000	7,601,000	8,420,000	8,983,000
Equity capital	7,582,000	7,861,000	7,992,000	8,070,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,187,000	2,352,000	3,516,000	4,669,000
Interest expense	416,000	783,000	1,117,000	1,418,000
Net interest income	771,000	1,569,000	2,399,000	3,251,000
Noninterest income	111,000	189,000	259,000	347,000
Noninterest expense	437,000	876,000	1,351,000	1,930,000
Provision for loan losses	44,000	88,000	138,000	193,000
Pretax income	404,000	797,000	1,172,000	1,478,000
Income tax	123,000	253,000	383,000	536,000
Net income	281,000	544,000	789,000	942,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	7,138,000	7,401,000	7,646,000	7,799,000
Total capital	7,692,000	7,931,000	8,208,000	8,398,000
Risk-weighted assets	50,515,000	55,181,000	52,263,000	53,749,000