Call reports 2002
COMMUNITY NEIGHBOR BANK — 2002
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,170,000 | 70,388,000 | 70,049,000 | 71,564,000 |
| Total loans | 38,989,000 | 39,840,000 | 40,970,000 | 42,424,000 |
| Allowance for loan losses | 586,000 | 573,000 | 518,000 | 561,000 |
| Securities available for sale | 14,390,000 | 14,127,000 | 14,087,000 | 13,994,000 |
| Securities held to maturity | 5,281,000 | 5,525,000 | 4,645,000 | 4,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,089,000 | 54,800,000 | 54,287,000 | 57,101,000 |
| Interest-bearing deposits | 46,747,000 | 47,294,000 | 47,624,000 | 50,036,000 |
| Noninterest-bearing deposits | 7,342,000 | 7,506,000 | 6,663,000 | 7,065,000 |
| Equity capital | 7,232,000 | 7,582,000 | 7,915,000 | 7,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,478,000 | 3,703,000 | 4,943,000 |
| Interest expense | 511,000 | 995,000 | 1,472,000 | 1,933,000 |
| Net interest income | 745,000 | 1,483,000 | 2,231,000 | 3,010,000 |
| Noninterest income | 83,000 | 159,000 | 241,000 | 324,000 |
| Noninterest expense | 406,000 | 813,000 | 1,228,000 | 1,698,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 219,000 |
| Pretax income | 384,000 | 754,000 | 1,131,000 | 1,414,000 |
| Income tax | 139,000 | 298,000 | 430,000 | 420,000 |
| Net income | 245,000 | 456,000 | 701,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,007,000 | 7,219,000 | 7,463,000 | 6,857,000 |
| Total capital | 7,593,000 | 7,792,000 | 7,981,000 | 7,418,000 |
| Risk-weighted assets | 47,172,000 | 47,962,000 | 49,217,000 | 50,693,000 |