Call reports 2001
COMMUNITY NEIGHBOR BANK — 2001
What COMMUNITY NEIGHBOR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,340,000 | 67,185,000 | 70,684,000 | 68,763,000 |
| Total loans | 37,738,000 | 37,414,000 | 39,004,000 | 38,790,000 |
| Allowance for loan losses | 564,000 | 542,000 | 560,000 | 537,000 |
| Securities available for sale | 17,443,000 | 17,081,000 | 16,865,000 | 16,017,000 |
| Securities held to maturity | 1,567,000 | 3,151,000 | 3,646,000 | 4,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,994,000 | 54,456,000 | 54,604,000 | 53,556,000 |
| Interest-bearing deposits | 46,606,000 | 46,570,000 | 46,989,000 | 46,090,000 |
| Noninterest-bearing deposits | 7,388,000 | 7,886,000 | 7,615,000 | 7,466,000 |
| Equity capital | 6,732,000 | 7,004,000 | 7,383,000 | 7,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,645,000 | 3,946,000 | 5,243,000 |
| Interest expense | 627,000 | 1,272,000 | 1,876,000 | 2,450,000 |
| Net interest income | 710,000 | 1,373,000 | 2,070,000 | 2,793,000 |
| Noninterest income | 95,000 | 180,000 | 261,000 | 337,000 |
| Noninterest expense | 394,000 | 789,000 | 1,180,000 | 1,619,000 |
| Provision for loan losses | 83,000 | 100,000 | 126,000 | 173,000 |
| Pretax income | 328,000 | 664,000 | 1,025,000 | 1,338,000 |
| Income tax | 128,000 | 245,000 | 372,000 | 505,000 |
| Net income | 200,000 | 419,000 | 653,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,529,000 | 6,748,000 | 6,982,000 | 6,763,000 |
| Total capital | 7,093,000 | 7,290,000 | 7,542,000 | 7,300,000 |
| Risk-weighted assets | 45,963,000 | 46,191,000 | 48,066,000 | 47,524,000 |