Call reports 2025
FARMERS NATIONAL BANK — 2025
What FARMERS NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 167,507,000 | 160,799,000 | 161,431,000 | 167,915,000 |
| Total loans | 84,203,000 | 85,131,000 | 89,757,000 | 88,745,000 |
| Allowance for loan losses | 1,519,000 | 1,579,000 | 1,604,000 | 1,604,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 54,393,000 | 57,879,000 | 48,943,000 | 45,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,492,000 | 127,219,000 | 127,177,000 | 133,361,000 |
| Interest-bearing deposits | 98,329,000 | 95,732,000 | 93,849,000 | 94,351,000 |
| Noninterest-bearing deposits | 36,163,000 | 31,487,000 | 33,328,000 | 39,010,000 |
| Equity capital | 32,494,000 | 33,019,000 | 33,654,000 | 34,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,878,000 | 3,806,000 | 5,783,000 | 7,798,000 |
| Interest expense | 493,000 | 981,000 | 1,463,000 | 1,954,000 |
| Net interest income | 1,385,000 | 2,825,000 | 4,320,000 | 5,844,000 |
| Noninterest income | 126,000 | 276,000 | 417,000 | 556,000 |
| Noninterest expense | 909,000 | 1,734,000 | 2,617,000 | 3,704,000 |
| Provision for loan losses | 0 | 60,000 | 85,000 | 85,000 |
| Pretax income | 602,000 | 1,307,000 | 2,035,000 | 2,611,000 |
| Income tax | 5,000 | 185,000 | 277,000 | 373,000 |
| Net income | 597,000 | 1,122,000 | 1,758,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,713,000 | 31,239,000 | 31,875,000 | 32,311,000 |
| Total capital | 31,921,000 | 32,428,000 | 33,113,000 | 33,554,000 |
| Risk-weighted assets | 96,375,000 | 94,748,000 | 98,748,000 | 99,113,000 |