Call reports 2023
FARMERS NATIONAL BANK — 2023
What FARMERS NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 169,896,000 | 161,642,000 | 165,060,000 | 165,905,000 |
| Total loans | 78,736,000 | 81,344,000 | 84,206,000 | 83,776,000 |
| Allowance for loan losses | 1,469,000 | 1,469,000 | 1,469,000 | 1,469,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 74,485,000 | 74,489,000 | 74,532,000 | 74,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,405,000 | 131,517,000 | 126,358,000 | 129,084,000 |
| Interest-bearing deposits | 101,362,000 | 96,407,000 | 92,857,000 | 90,596,000 |
| Noninterest-bearing deposits | 39,043,000 | 35,110,000 | 33,501,000 | 38,488,000 |
| Equity capital | 29,213,000 | 29,704,000 | 30,166,000 | 30,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 3,095,000 | 4,740,000 | 6,434,000 |
| Interest expense | 376,000 | 697,000 | 1,094,000 | 1,549,000 |
| Net interest income | 1,138,000 | 2,398,000 | 3,646,000 | 4,885,000 |
| Noninterest income | 80,000 | 166,000 | 249,000 | 307,000 |
| Noninterest expense | 786,000 | 1,591,000 | 2,403,000 | 3,296,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 432,000 | 973,000 | 1,492,000 | 1,896,000 |
| Income tax | 63,000 | 113,000 | 170,000 | 416,000 |
| Net income | 369,000 | 860,000 | 1,322,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,960,000 | 27,499,000 | 28,008,000 | 28,186,000 |
| Total capital | 28,086,000 | 28,634,000 | 29,184,000 | 29,358,000 |
| Risk-weighted assets | 89,779,000 | 90,544,000 | 93,819,000 | 93,504,000 |