Call reports 2020
FARMERS NATIONAL BANK — 2020
What FARMERS NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,181,000 | 150,913,000 | 149,097,000 | 153,464,000 |
| Total loans | 104,040,000 | 108,043,000 | 106,763,000 | 98,131,000 |
| Allowance for loan losses | 2,096,000 | 1,903,000 | 1,901,000 | 2,064,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,935,000 | 28,894,000 | 30,542,000 | 28,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,993,000 | 124,014,000 | 121,759,000 | 126,557,000 |
| Interest-bearing deposits | 93,057,000 | 95,524,000 | 95,097,000 | 95,392,000 |
| Noninterest-bearing deposits | 24,936,000 | 28,490,000 | 26,662,000 | 31,165,000 |
| Equity capital | 25,751,000 | 26,404,000 | 26,816,000 | 26,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,013,000 | 4,445,000 | 5,712,000 |
| Interest expense | 246,000 | 459,000 | 649,000 | 797,000 |
| Net interest income | 1,306,000 | 2,554,000 | 3,796,000 | 4,915,000 |
| Noninterest income | 94,000 | 321,000 | 406,000 | 481,000 |
| Noninterest expense | 827,000 | 1,527,000 | 2,319,000 | 3,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 573,000 | 1,348,000 | 1,883,000 | 1,758,000 |
| Income tax | 132,000 | 254,000 | 377,000 | 428,000 |
| Net income | 441,000 | 1,094,000 | 1,506,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,882,000 | 23,536,000 | 23,950,000 | 23,855,000 |
| Total capital | 24,262,000 | 24,971,000 | 25,373,000 | 25,200,000 |
| Risk-weighted assets | 109,709,000 | 114,407,000 | 113,381,000 | 106,888,000 |