Call reports 2016
FARMERS NATIONAL BANK — 2016
What FARMERS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 123,274,000 | 122,168,000 | 127,857,000 | 127,078,000 |
| Total loans | 79,656,000 | 82,759,000 | 87,670,000 | 87,787,000 |
| Allowance for loan losses | 1,561,000 | 1,558,000 | 1,555,000 | 1,583,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,086,000 | 37,925,000 | 37,553,000 | 37,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,001,000 | 100,544,000 | 99,358,000 | 100,383,000 |
| Interest-bearing deposits | 86,060,000 | 84,355,000 | 82,717,000 | 82,270,000 |
| Noninterest-bearing deposits | 16,941,000 | 16,189,000 | 16,641,000 | 18,113,000 |
| Equity capital | 19,974,000 | 20,340,000 | 20,646,000 | 21,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,304,000 | 3,502,000 | 4,698,000 |
| Interest expense | 111,000 | 222,000 | 339,000 | 454,000 |
| Net interest income | 1,046,000 | 2,082,000 | 3,163,000 | 4,244,000 |
| Noninterest income | 93,000 | 191,000 | 273,000 | 358,000 |
| Noninterest expense | 584,000 | 1,140,000 | 1,783,000 | 2,404,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 555,000 | 1,133,000 | 1,653,000 | 2,178,000 |
| Income tax | 214,000 | 427,000 | 641,000 | 747,000 |
| Net income | 341,000 | 706,000 | 1,012,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,456,000 | 19,720,000 | 20,132,000 | 20,535,000 |
| Total capital | 20,537,000 | 20,848,000 | 21,323,000 | 21,728,000 |
| Risk-weighted assets | 85,815,000 | 89,506,000 | 94,718,000 | 94,856,000 |