Call reports 2015
FARMERS NATIONAL BANK — 2015
What FARMERS NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,371,000 | 127,192,000 | 124,614,000 | 127,163,000 |
| Total loans | 76,444,000 | 80,828,000 | 79,853,000 | 81,579,000 |
| Allowance for loan losses | 1,605,000 | 1,577,000 | 1,577,000 | 1,561,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 44,096,000 | 42,641,000 | 41,450,000 | 41,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,217,000 | 102,565,000 | 100,693,000 | 103,879,000 |
| Interest-bearing deposits | 87,038,000 | 85,213,000 | 84,649,000 | 84,270,000 |
| Noninterest-bearing deposits | 17,179,000 | 17,352,000 | 16,044,000 | 19,609,000 |
| Equity capital | 18,358,000 | 18,793,000 | 19,249,000 | 19,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,326,000 | 3,525,000 | 4,831,000 |
| Interest expense | 112,000 | 230,000 | 346,000 | 458,000 |
| Net interest income | 1,026,000 | 2,096,000 | 3,179,000 | 4,373,000 |
| Noninterest income | 101,000 | 204,000 | 316,000 | 412,000 |
| Noninterest expense | 569,000 | 1,118,000 | 1,666,000 | 2,301,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | 493,000 | 1,117,000 | 1,764,000 | 2,419,000 |
| Income tax | 191,000 | 381,000 | 572,000 | 826,000 |
| Net income | 302,000 | 736,000 | 1,192,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,838,000 | 18,275,000 | 18,734,000 | 19,121,000 |
| Total capital | 18,887,000 | 19,382,000 | 19,824,000 | 20,237,000 |
| Risk-weighted assets | 83,441,000 | 87,845,000 | 86,461,000 | 88,535,000 |