Call reports 2014
FARMERS NATIONAL BANK — 2014
What FARMERS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 122,931,000 | 120,357,000 | 121,864,000 | 120,687,000 |
| Total loans | 68,859,000 | 72,983,000 | 72,281,000 | 75,963,000 |
| Allowance for loan losses | 1,525,000 | 1,535,000 | 1,564,000 | 1,572,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 44,890,000 | 42,883,000 | 42,701,000 | 42,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,668,000 | 102,652,000 | 103,766,000 | 102,437,000 |
| Interest-bearing deposits | 90,024,000 | 88,069,000 | 87,419,000 | 84,299,000 |
| Noninterest-bearing deposits | 15,644,000 | 14,583,000 | 16,347,000 | 18,138,000 |
| Equity capital | 16,930,000 | 17,303,000 | 17,620,000 | 18,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,205,000 | 3,356,000 | 4,494,000 |
| Interest expense | 124,000 | 248,000 | 367,000 | 485,000 |
| Net interest income | 960,000 | 1,957,000 | 2,989,000 | 4,009,000 |
| Noninterest income | 112,000 | 242,000 | 356,000 | 530,000 |
| Noninterest expense | 550,000 | 1,094,000 | 1,698,000 | 2,283,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 75,000 |
| Pretax income | 507,000 | 1,075,000 | 1,587,000 | 2,181,000 |
| Income tax | 195,000 | 390,000 | 585,000 | 727,000 |
| Net income | 312,000 | 685,000 | 1,002,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,930,000 | 17,303,000 | 17,620,000 | 18,056,000 |
| Total capital | 17,939,000 | 18,358,000 | 18,673,000 | 19,146,000 |
| Risk-weighted assets | 80,232,000 | 83,957,000 | 83,763,000 | 86,818,000 |