Call reports 2007
FARMERS NATIONAL BANK — 2007
What FARMERS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 76,742,000 | 79,371,000 | 82,679,000 | 83,001,000 |
| Total loans | 46,936,000 | 49,494,000 | 47,909,000 | 46,914,000 |
| Allowance for loan losses | 975,000 | 1,006,000 | 1,035,000 | 903,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,942,000 | 15,749,000 | 15,084,000 | 17,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,029,000 | 68,179,000 | 71,150,000 | 71,512,000 |
| Interest-bearing deposits | 59,567,000 | 60,298,000 | 63,678,000 | 63,397,000 |
| Noninterest-bearing deposits | 6,462,000 | 7,880,000 | 7,472,000 | 8,115,000 |
| Equity capital | 10,185,000 | 10,422,000 | 10,681,000 | 10,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,395,000 | 3,709,000 | 5,012,000 |
| Interest expense | 522,000 | 1,083,000 | 1,696,000 | 2,318,000 |
| Net interest income | 643,000 | 1,312,000 | 2,013,000 | 2,694,000 |
| Noninterest income | 69,000 | 156,000 | 237,000 | 338,000 |
| Noninterest expense | 449,000 | 889,000 | 1,333,000 | 1,985,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 233,000 | 519,000 | 827,000 | 927,000 |
| Income tax | 49,000 | 98,000 | 147,000 | 299,000 |
| Net income | 184,000 | 421,000 | 680,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,185,000 | 10,422,000 | 10,681,000 | 10,613,000 |
| Total capital | 10,867,000 | 11,137,000 | 11,390,000 | 11,313,000 |
| Risk-weighted assets | 54,271,000 | 56,871,000 | 56,380,000 | 55,777,000 |