Call reports 2005
FARMERS NATIONAL BANK — 2005
What FARMERS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,158,000 | 67,743,000 | 66,877,000 | 68,188,000 |
| Total loans | 38,297,000 | 40,508,000 | 40,161,000 | 40,733,000 |
| Allowance for loan losses | 781,000 | 791,000 | 828,000 | 861,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,926,000 | 22,934,000 | 22,442,000 | 22,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,619,000 | 57,868,000 | 56,468,000 | 58,079,000 |
| Interest-bearing deposits | 52,957,000 | 52,542,000 | 50,524,000 | 51,422,000 |
| Noninterest-bearing deposits | 5,662,000 | 5,326,000 | 5,944,000 | 6,657,000 |
| Equity capital | 8,952,000 | 9,189,000 | 9,402,000 | 9,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,753,000 | 2,688,000 | 3,628,000 |
| Interest expense | 237,000 | 498,000 | 789,000 | 1,108,000 |
| Net interest income | 627,000 | 1,255,000 | 1,899,000 | 2,520,000 |
| Noninterest income | 76,000 | 157,000 | 232,000 | 320,000 |
| Noninterest expense | 388,000 | 741,000 | 1,130,000 | 1,664,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 285,000 | 611,000 | 911,000 | 1,056,000 |
| Income tax | 87,000 | 175,000 | 262,000 | 366,000 |
| Net income | 198,000 | 436,000 | 649,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,952,000 | 9,189,000 | 9,402,000 | 9,428,000 |
| Total capital | 9,516,000 | 9,774,000 | 9,985,000 | 10,021,000 |
| Risk-weighted assets | 44,870,000 | 46,697,000 | 46,357,000 | 47,160,000 |