Call reports 2003
FARMERS NATIONAL BANK — 2003
What FARMERS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 65,067,000 | 65,517,000 | 67,542,000 | 68,048,000 |
| Total loans | 36,025,000 | 37,138,000 | 37,392,000 | 37,241,000 |
| Allowance for loan losses | 805,000 | 826,000 | 819,000 | 731,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,275,000 | 17,377,000 | 16,876,000 | 17,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,861,000 | 57,026,000 | 58,849,000 | 59,306,000 |
| Interest-bearing deposits | 52,276,000 | 52,181,000 | 53,920,000 | 54,104,000 |
| Noninterest-bearing deposits | 4,585,000 | 4,845,000 | 4,929,000 | 5,202,000 |
| Equity capital | 7,582,000 | 7,802,000 | 7,966,000 | 8,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,812,000 | 2,691,000 | 3,527,000 |
| Interest expense | 351,000 | 681,000 | 998,000 | 1,296,000 |
| Net interest income | 544,000 | 1,131,000 | 1,693,000 | 2,231,000 |
| Noninterest income | 73,000 | 149,000 | 226,000 | 300,000 |
| Noninterest expense | 369,000 | 702,000 | 1,067,000 | 1,439,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 218,000 | 518,000 | 762,000 | 972,000 |
| Income tax | 80,000 | 160,000 | 239,000 | 294,000 |
| Net income | 138,000 | 358,000 | 523,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,582,000 | 7,802,000 | 7,966,000 | 8,106,000 |
| Total capital | 8,118,000 | 8,351,000 | 8,518,000 | 8,658,000 |
| Risk-weighted assets | 42,640,000 | 43,604,000 | 43,854,000 | 43,963,000 |