Call reports 2002
FARMERS NATIONAL BANK — 2002
What FARMERS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,830,000 | 62,297,000 | 64,456,000 | 63,640,000 |
| Total loans | 36,969,000 | 38,644,000 | 38,011,000 | 37,209,000 |
| Allowance for loan losses | 647,000 | 670,000 | 701,000 | 787,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,618,000 | 18,819,000 | 18,571,000 | 17,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,114,000 | 54,266,000 | 56,146,000 | 55,588,000 |
| Interest-bearing deposits | 50,676,000 | 50,058,000 | 51,110,000 | 51,204,000 |
| Noninterest-bearing deposits | 4,438,000 | 4,208,000 | 5,036,000 | 4,384,000 |
| Equity capital | 7,012,000 | 7,276,000 | 7,541,000 | 7,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,148,000 | 3,215,000 | 4,214,000 |
| Interest expense | 485,000 | 914,000 | 1,316,000 | 1,699,000 |
| Net interest income | 583,000 | 1,234,000 | 1,899,000 | 2,515,000 |
| Noninterest income | 72,000 | 139,000 | 215,000 | 284,000 |
| Noninterest expense | 346,000 | 692,000 | 1,058,000 | 1,513,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 324,000 |
| Pretax income | 279,000 | 621,000 | 966,000 | 962,000 |
| Income tax | 79,000 | 156,000 | 237,000 | 314,000 |
| Net income | 200,000 | 465,000 | 729,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,012,000 | 7,276,000 | 7,541,000 | 7,444,000 |
| Total capital | 7,541,000 | 7,832,000 | 8,097,000 | 7,990,000 |
| Risk-weighted assets | 42,199,000 | 44,368,000 | 44,352,000 | 43,466,000 |