Call reports 2010
SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION — 2010
What SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 118,169,000 | 121,346,000 | 120,383,000 | 114,913,000 |
| Total loans | 84,466,000 | 85,420,000 | 83,318,000 | 82,617,000 |
| Allowance for loan losses | 1,461,000 | 1,625,000 | 1,544,000 | 1,522,000 |
| Securities available for sale | 9,819,000 | 11,026,000 | 10,518,000 | 8,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,608,000 | 107,274,000 | 106,332,000 | 101,258,000 |
| Interest-bearing deposits | 93,268,000 | 96,184,000 | 96,076,000 | 90,330,000 |
| Noninterest-bearing deposits | 10,340,000 | 11,090,000 | 10,256,000 | 10,928,000 |
| Equity capital | 13,765,000 | 13,223,000 | 13,029,000 | 12,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,836,000 | 4,259,000 | 5,626,000 |
| Interest expense | 430,000 | 851,000 | 1,262,000 | 1,648,000 |
| Net interest income | 934,000 | 1,985,000 | 2,997,000 | 3,978,000 |
| Noninterest income | 61,000 | 48,000 | -881,000 | -717,000 |
| Noninterest expense | 1,106,000 | 2,198,000 | 3,339,000 | 4,381,000 |
| Provision for loan losses | 660,000 | 1,222,000 | 1,912,000 | 2,186,000 |
| Pretax income | -771,000 | -1,371,000 | -3,099,000 | -3,270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -771,000 | -1,371,000 | -3,099,000 | -3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,800,000 | 13,212,000 | 12,846,000 | 12,687,000 |
| Total capital | 14,926,000 | 14,375,000 | 13,966,000 | 13,783,000 |
| Risk-weighted assets | 93,443,000 | 92,552,000 | 89,213,000 | 87,287,000 |