Call reports 2009
SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION — 2009
What SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 100,848,000 | 110,685,000 | 113,894,000 | 105,448,000 |
| Total loans | 69,025,000 | 73,092,000 | 75,002,000 | 80,592,000 |
| Allowance for loan losses | 1,170,000 | 1,193,000 | 1,325,000 | 1,520,000 |
| Securities available for sale | 10,380,000 | 16,743,000 | 16,332,000 | 10,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,150,000 | 94,345,000 | 97,659,000 | 87,140,000 |
| Interest-bearing deposits | 75,521,000 | 86,610,000 | 89,540,000 | 78,411,000 |
| Noninterest-bearing deposits | 8,629,000 | 7,735,000 | 8,119,000 | 8,729,000 |
| Equity capital | 15,887,000 | 15,356,000 | 15,092,000 | 14,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,350,000 | 3,633,000 | 4,968,000 |
| Interest expense | 465,000 | 1,026,000 | 1,585,000 | 2,058,000 |
| Net interest income | 671,000 | 1,324,000 | 2,048,000 | 2,910,000 |
| Noninterest income | 54,000 | 126,000 | 185,000 | 247,000 |
| Noninterest expense | 1,342,000 | 2,858,000 | 4,007,000 | 5,155,000 |
| Provision for loan losses | 389,000 | 568,000 | 1,394,000 | 1,763,000 |
| Pretax income | -1,006,000 | -2,778,000 | -3,883,000 | -4,460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,006,000 | -2,778,000 | -3,883,000 | -4,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,219,000 | 15,466,000 | 15,121,000 | 14,559,000 |
| Total capital | 17,163,000 | 16,479,000 | 16,165,000 | 15,650,000 |
| Risk-weighted assets | 80,925,000 | 89,474,000 | 85,450,000 | 89,221,000 |