Call reports 2008
SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION — 2008
What SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 80,150,000 | 76,368,000 | 83,407,000 | 89,998,000 |
| Total loans | 44,251,000 | 54,897,000 | 61,981,000 | 65,310,000 |
| Allowance for loan losses | 665,000 | 860,000 | 1,471,000 | 1,190,000 |
| Securities available for sale | 7,141,000 | 6,769,000 | 7,047,000 | 9,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,476,000 | 60,479,000 | 66,235,000 | 71,831,000 |
| Interest-bearing deposits | 54,042,000 | 51,863,000 | 57,315,000 | 64,538,000 |
| Noninterest-bearing deposits | 9,434,000 | 8,616,000 | 8,920,000 | 7,293,000 |
| Equity capital | 15,885,000 | 14,936,000 | 15,993,000 | 17,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,894,000 | 2,898,000 | 4,015,000 |
| Interest expense | 392,000 | 771,000 | 1,191,000 | 1,674,000 |
| Net interest income | 538,000 | 1,123,000 | 1,707,000 | 2,341,000 |
| Noninterest income | 20,000 | 56,000 | 95,000 | 143,000 |
| Noninterest expense | 1,356,000 | 2,757,000 | 4,078,000 | 5,301,000 |
| Provision for loan losses | 137,000 | 332,000 | 1,043,000 | 1,416,000 |
| Pretax income | -935,000 | -1,910,000 | -3,319,000 | -4,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -935,000 | -1,910,000 | -3,319,000 | -4,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,946,000 | 14,992,000 | 16,102,000 | 17,206,000 |
| Total capital | 16,611,000 | 15,775,000 | 16,973,000 | 18,143,000 |
| Risk-weighted assets | 56,306,000 | 62,704,000 | 69,120,000 | 74,691,000 |