Call reports 2007
SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION — 2007
What SOUTHWEST CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,327,000 | 66,219,000 | 69,486,000 | 71,481,000 |
| Total loans | 12,388,000 | 18,486,000 | 26,482,000 | 35,002,000 |
| Allowance for loan losses | 186,000 | 277,000 | 398,000 | 528,000 |
| Securities available for sale | 7,763,000 | 9,708,000 | 11,553,000 | 7,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,340,000 | 47,754,000 | 51,088,000 | 54,131,000 |
| Interest-bearing deposits | 24,313,000 | 39,730,000 | 44,399,000 | 47,061,000 |
| Noninterest-bearing deposits | 11,027,000 | 8,024,000 | 6,689,000 | 7,070,000 |
| Equity capital | 18,720,000 | 18,066,000 | 17,528,000 | 16,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,474,000 | 2,408,000 | 3,377,000 |
| Interest expense | 275,000 | 667,000 | 1,152,000 | 1,544,000 |
| Net interest income | 393,000 | 807,000 | 1,256,000 | 1,833,000 |
| Noninterest income | 5,000 | 16,000 | 32,000 | 43,000 |
| Noninterest expense | 917,000 | 1,881,000 | 2,840,000 | 3,956,000 |
| Provision for loan losses | 103,000 | 194,000 | 315,000 | 445,000 |
| Pretax income | -622,000 | -1,252,000 | -1,867,000 | -2,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -622,000 | -1,252,000 | -1,867,000 | -2,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,713,000 | 18,102,000 | 17,504,000 | 16,863,000 |
| Total capital | 18,899,000 | 18,379,000 | 17,902,000 | 17,391,000 |
| Risk-weighted assets | 24,207,000 | 31,495,000 | 39,608,000 | 48,392,000 |